It promises to be another month in which you can take advantage of low interest rates on cash loans. May is the period associated with higher expenses and more and more people are willing to make a financial commitment. If you also have problems with a lack of cash, now you can gain not only additional funds but also attractive conditions. Comparison of loan offers will allow you to quickly and quickly choose which offer among several products on the Polish market is best for you.

How long can we count on low interest rates?

How long can we count on low interest rates?

The Monetary Policy Council has already announced that the interest rates of the bank will be restored to their previous value as soon as possible. However, many borrowers are wondering how long we will be able to take advantage of the more favorable financial liability offers. Experts report that the coming months will certainly not bring big changes. We’re still suffering from deflation. Despite this, the zloty has recently strengthened as a currency, in particular against the euro and the US dollar. Although this is good news, it is still too volatile growth, which will not affect the next decisions that will be made during the MPC meeting.

People who are considering taking a loan in the near future can enjoy it.

People who are considering taking a loan in the near future can enjoy it.

There is no indication that the nominal interest rate on the liabilities would increase. However, it should be remembered that this state of affairs will not last all the time and if you really want to take advantage of attractive interest rates, do not hesitate too long.

Comparison of loans

Comparison of loans

We recommend and compare 3 definitely the best services available in Polish banks. You will certainly find a loan among them that will meet your expectations. We have distinguished offers that are characterized by the lowest interest rate and generally the total costs incurred by the bank user compared to other loans.

I. 

The bank ensures that a quick initial decision is issued and cash is withdrawn within one day of the conclusion of the contract. In addition, the recipient is not required to take advantage of other offers. Lender allows additional cash loan insurance.

  • Interest rate – 5.90%
  • Commission – 3.99%
  • The maximum amount of debt – PLN 150,000.00
  • The maximum loan period – up to 84 months

II. 

Lender offers a cash loan with a minimum of formalities. The advantage of the service is the possibility to take advantage of credit holidays during the repayment of debt. Payments of funds are made within a maximum of one day from the conclusion of the contract.

  • Interest rate – 6.00%
  • Commission – 3.00%
  • The maximum amount of debt – PLN 120,000.00
  • The maximum loan period – up to 84 months

III. 

Lender offers a quick initial loan decision and cash transfer even on the same day it is finalized. The institution does not require the applicant to set up a personal account at lender or to use other financial services from the bank.

  • Interest rate – 10.99%
  • Commission – 4.50%
  • The maximum amount of debt – PLN 150,000.00
  • The maximum loan period – 96 months

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